Terms of Service

By accessing or using the services provided by Lendible Capital Financial Group, Inc. ("Lendible," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the services.

These Terms constitute a legally binding agreement between you and Lendible. You should read them carefully and keep a copy for your records.

Lendible operates a business funding marketplace that connects U.S. small and mid-sized businesses with third-party lenders. We are not a lender. We do not make credit decisions or issue loans directly.

Our services include lender matching, application packaging, advisory support, and educational resources related to business financing.

You must be at least 18 years old, a legal resident of the United States, and authorized to act on behalf of the business you represent. You agree that all information you submit is accurate, complete, and current.

To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your credentials and for all activity under your account. Notify us immediately of any unauthorized use.

When you submit a funding application, you authorize Lendible and our lender partners to obtain consumer and commercial credit reports, verify the information you provide, and contact references and trade lines as needed.

Initial reviews use soft credit pulls that do not affect your credit score. A hard inquiry occurs only after you accept a specific lender's offer.

Loan terms, approvals, and funding are determined solely by participating lenders. Lendible does not guarantee approval, specific rates, or funding amounts. Your relationship with any lender is governed by that lender's separate terms and disclosures.

Our services to borrowers are generally provided at no direct cost. Lendible may receive compensation from lender partners when transactions close. Any borrower-facing fees will be disclosed in writing before they are charged.

All content, trademarks, logos, and software made available through our services are owned by Lendible or its licensors and are protected by U.S. and international intellectual property laws. You may not copy, modify, or distribute them without our written consent.

The services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

To the maximum extent permitted by law, Lendible shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

Any dispute arising out of or relating to these Terms will be resolved through binding arbitration administered by the American Arbitration Association in Miami-Dade County, Florida, except where prohibited by law. You waive any right to a jury trial or to participate in a class action.

We may update these Terms from time to time. Material changes will be communicated by email or through a notice on our website. Your continued use of the services after such changes constitutes acceptance of the updated Terms.

Questions about these Terms? Email [email protected] or write to Lendible Capital Financial Group, Inc., 1450 Brickell Ave, Suite 1900, Miami, FL 33131.